Stop leaving
points on the table.
Poiiints analyzes every transaction and tells you which credit card earns the most rewards -- from your wallet and across the market.
Missed rewards
+$47.20
Best card
Sapphire Preferred
Features
Everything you need to maximize rewards
From analyzing past spending to planning future purchases, Poiiints ensures you never miss out on points again.
Transaction Optimizer
Every past purchase is analyzed to show which card in your wallet would have earned the most -- and which card on the market beats it.
Upcoming Purchases
Planning a big purchase? Enter the details and instantly see which card to swipe for maximum rewards.
Smart Wallet
All your linked cards in one place with category multipliers, points systems, and sync status at a glance.
Plaid Integration
Securely connect your bank accounts through Plaid. We never store your credentials -- only transaction data for optimization.
Bank-Grade Security
End-to-end encryption, secure token storage, and session-based authentication protect your data at every step.
Market Insights
Discover cards you don't own that would outperform your current wallet on the categories you actually spend in.
How It Works
From sign-up to savings in minutes
Sign up in seconds
Enter your email and verify with a one-time code. No passwords to remember -- your account is created automatically.
Connect your banks
Link your financial accounts through Plaid's secure connection. We pull your transaction history and detect your credit cards.
See your optimization
Every transaction is matched to the best card in your wallet and the best card on the market, showing exactly how many more points you could earn.
Plan future purchases
Enter upcoming purchases to see which card to use before you buy. Maximize rewards proactively, not just retroactively.
Security
Your financial data, protected.
We take security seriously. Your data is encrypted, your credentials are never stored, and you have full control over your information.
End-to-end encryption
All data transmitted via HTTPS and encrypted in transit and at rest.
No stored credentials
Your bank login is handled entirely by Plaid. We never see or store it.
Session authentication
Secure session-based auth with one-time codes. No passwords to leak.
Data control
Request access, correction, or deletion of your data at any time.
Ready to maximize your rewards?
Get started with Poiiints and start earning more points on every purchase. Setup takes less than 2 minutes.